Private Money Loans & Hard Money Loans As Low As 7%, Up To 80% LTV, $100k to $35 Million, EZ Qualify! Residential and Commercial Real Estate Loans that do not Qualify for ordinary Bank or conventional Financing.
Free Mortgage Analysis
Call Now (888) 219-6840 or complete the form below. One of our professional mortgage specialists is available now for a no-obligation conversation.
Get Loan Terms No Other Bank or Organization Provides
If you are a real estate investor who is at a dead end because you have no way to consistently obtain the cash you need to invest in profitable real estate deals â€¦
Or if you are a borrower who is tired of all the hassles and time delays that come with using banks or other traditional funding sources.
You Have Definitely Come To The Right Place
Here at Private Loan Financial (PLF), we connect borrowers with private lenders so that you can get the funds you need to buy one propertyâ€¦ or multiple properties.
Because we are not a bank, we can offer a number of benefits to borrowers, such as:
We can often close a deal in as little as five business daysâ€¦ so you get your funds fast.
We can provide cash to borrowers who would likely be turned down by banks and other traditional funding sources.
We enable borrowers to get funds fast so that they then have time to arrange permanent financing.
So Who Exactly is Private Loan Financial?
Through our network of private lenders, we offer asset-based lending to borrowers looking for a different option for financing.
We also have an expert staff that will help you navigate the lending process, making it as easy as possible for beginners through pros to help secure the loan you need to turn your real estate investment dreams into reality.
We serve individuals, trusts, estates, probates, limited liability companies, corporations and foreign nationals and provide financing opportunities that are simply not available from traditional lenders.
If you need a bridge loanâ€¦ if you need to borrow money to buy a new house before selling an old oneâ€¦ if you are an investor looking to buy a hot property that you must act on nowâ€¦ if you have a low credit score or limited fundsâ€¦ we can help.
Thanks to our vast network of lenders looking for reliable returns, we are able to offer a range of products that serve borrowers of all types.
Some of the Loans We Offer
Commercial Real Estate Loans
Fix and Flip Property Loans
Investment Property Loans
Non-Owner Occupied Loans
The Benefits of Using Private Lender Financing
No longer does acquiring the money to do a real estate deal have to involve the frustrating process of going to a bank, filling out an application, paying a down payment and waiting to be approved.
In fact, many smart real estate investors are no longer going near banks that want to offer only restrictive deals or tell them what they can or can’t qualify to borrow.
These smart borrowers are using private lenders like PLF and reaping rewards like these:
Speed and Cash Flow
This cannot be overstated. Having ready cash-on-hand for deals gives you a big edge over the competition. How many times have you wanted a property only to have it taken out from under you by someone who could pay cash? Wouldnâ€™t you rather be the one handing over cash and receiving a great price for a home? If so, it all comes down to speed â€“ by using PLF, you will be able to close on a house in five days or less.
Forget the days of endless forms, endless waiting and unfavorable terms. This is your program. You can have your say on everything from interest rates to payment structures.
You can stop throwing all that money down the drain â€“ and instead use it to invest. More deals, more quickly, means more money for you.
Your lender receives a safe investment with a huge return and you get the freedom to purchase houses quickly and endlessly. Itâ€™s definitely a win-win situation.
Since we are privately funded, we can offer loan terms that no other bank or organization provides. Call (888) 219-6840 to learn more.
How Our Private Lending Program Works
The problem with borrowers using private lending to fund property purchases has always been finding qualified private lenders. PLF has effectively put an end to this problem.
Thanks to our network finding qualified private lenders and receiving private money is easy. We have also made pre-qualifying for hard money loans easy as well.
You begin by filling out a simple loan application online, including your estimated credit score, available funds (including cash, lines of credit, stock accounts and maturing certificates of deposit). Even if you have bad credit, itâ€™s still possible to secure a loan.
What We Look For from Borrowers
At PLF, we want to help you reach a positive outcome when applying for a hard money loan for real estate. To do that we generally look at several key factors when making our loan decisions:
Ability to repay the loan
Credit to debt ratio
Experience in real estate
The location of the property you intend to buy
What Our Lenders Look for When Investing
When it comes to seeking money from private lenders, it can help to better understand what they are looking for.
First, itâ€™s important that you understand the real estate market where you are buying the property. You should have information about the expected long-term market value of the property and the costs of any needed renovations and home repairs.
You should also know how prices have increased or declined in the area, the anticipated length of holding time and expenses and the volume of properties that have sold recently and why they sold.
Donâ€™t worry, our experienced and friendly team knows how to make your transaction simple and will guide you through the process.
The Next Step…
PLF understands the entrepreneurial dreams of our borrowers.
Whether youâ€™re renovating a single family home, duplex or apartment building, we want to help you transform properties and revitalize neighborhoods.
We also understand the importance of moving fast so you can get to work on rehabbing, reconstructing and repairing desired properties and getting them back on the market quickly. We promise borrowers low transaction fees, transparency, great customer service and flexibility.
Never having to place a limit on the amount of money you can earn as a property investor
Never having to wait for bank loans
Never having to lose out on a deal because you couldnâ€™t quickly procure the necessary funds
Never waiting around for the money to do a hot deal
To get on the fast track to realizing these benefits and more, contact PLF at (888) 219-6840 today.
Why should borrowers choose private lenders over traditional banks? The short answer is that these lenders fill in the gaps where other lenders fail. Many individuals today have the ability and desire to invest in a new home, but they have an unproven track record....
Hands-on real estate investors have been buying distressed properties for a quick profit for a very long time. Over the years, investors fine-tuned their methodologies, when it became quite apparent that the use of hard money was easily accessible and came with...
Those seeking to borrow money to make a real estate purchase or another type of investment can turn to hard money loans as a feasible, solid solution. There are many reasons to make this decision. Key among them is the loan to value requirements available through hard...
The investment in a new building requires careful planning and access to a high level of capital. Several funding options are available for this type of loan. Two common options include a bridge loan and a construction loan. Both have different purposes and benefits....
Loans are offered under either: California Bureau of Real Estate License 01897444 or California Finance Lender License 6054605
Mortgage Loan Originator, NMLS license no. 945582