Lending Parameters
Private Loans Parameters Are More Lenient Than Traditional Loans. Find Out More..
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Need A Real Estate Loan Fast? Call Us Now! (888) 219-6840
Since we are privately funded, we can offer loan terms that no other bank or organization provides.
Find Out What Makes Private Loans Work
We help borrowers get access to needed cash fast. We offer a simple application process, access to private investors looking to help make real estate dreams a reality and experienced professionals eager to help you secure the money you need.
Whether it’s a construction loan, bridge loan, owner-occupied loan, or rehab loan, we’ll do everything we can to get you the funds necessary to buy and renovate properties that are sounds investments. We make borrowing easy with reliable funding sources, reasonable terms, and flexible options to get you the loan package that works best for you.
Here are the loan parameters we use, from loan to value rates to other lending parameters we use to evaluate your application.
Lending Parameters Overview
Loan Types - Owner-occupied (consumer), construction, fix and flip, rehab, commercial
Types of Properties - Single family homes, apartments, residential developments, small commercial
Loan Amounts - $150,000 to $4 million *
Loan to Value - 70 percent LTV in most cases. Higher LTV, ARV-based and participation loan options available
Lien Position - 1st or 2nd
Interest Rates - 8.9 percent to 11.9 percent (can be lower for very low LTV loans)
Origination Fees - 2 to 4 points, depending on loan size, LTV, and maturity
Document Processing Fees - $1,495 to $2,495
Loan Term - 6 months to 30 years (for consumer purpose loans)
Valuation Method - Appraisals generally are required. Certain exceptions apply
Borrower Types - Individuals, trusts, LLCs, corporations
Closing Timeframes - 5 to 14 days (longer when TRID rules apply)
Lending Area - California
Need A Real Estate Loan Fast? Call Us Now! (888) 219-6840
Since we are privately funded, we can offer loan terms that no other bank or organization provides.
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Loans are offered under either: California Bureau of Real Estate License 01897444 or California Finance Lender License 6054605
Mortgage Loan Originator, NMLS license no. 945582