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Call Now (888) 219-6840 or complete the form below. One of our professional mortgage specialists is available now for a no-obligation conversation.

Need A Real Estate Loan Fast? Call Us Now! (888) 219-6840
Since we are privately funded, we can offer loan terms that no other bank or organization provides.

Private Lending Makes Getting Funding Fast and Easy

Loan funding with traditional financing can require months from the time of the borrower’s initial loan inquiry to the date of loan funding. This slows the process for the borrower, meaning a longer wait before you are able to move in, begin renovations, break ground on new construction, open for business, or relist your updated property on the market. When it comes to real estate investments, time is money. So, don’t waste another day waiting for a slow loan request approval or regulatory waiting periods, fill out a hard money loan application today.

Get Started with a Hard Money Loan Application Today

Hard money loans differ from traditional bank loans in that the funds come from private investors. As a result, these loans and the lending process are not held to the same stringent mortgage and real estate lending regulations to which banks and credit unions must adhere. All of the paperwork and regulatory requirements placed on traditional financing slow down the process and make it more difficult to get a loan request approved.

Approvals are simpler and easier to obtain with hard money loan decisions primarily based on collateral (the property you plan to purchase or construct), rather than on your credit history, time on the job, self-employment, or past bankruptcies. Hard money loans provide un-bankable borrowers an alternative to traditional financing with better chances of getting a real estate loan request approved – even if the borrower has previously received a loan application denial from a bank or credit union.

In addition to easier approvals, with hard money loans, you can expect your property loan application to process quickly and fund within days due to the less regulated private investor loan process. Read on to learn more about getting started with a hard money loan application today.

Types of Property Loan Applications Accepted

If your loan request will be secured by a lien on real property, then we will consider it. Most real estate loan applications fall under the following three categories:

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Residential Loan Application

Includes applications for real estate loans which will be owner-occupied first, second, or vacation homes

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Commercial Loan Application

Includes real estate loan applications for commercial properties such as single family or multi-family properties, rental homes, apartments, condominiums, investment properties, retail properties, offices, warehouse locations, or industrial sites

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Construction Loan Application

Includes personal or commercial purpose construction loans

Enclose the Following Documents with Your Real Estate Loan Application

Depending on your specific financial circumstances, history, and your unique loan request, the documents required to complete your real estate loan application might vary. You can, however, speed up the loan approval process by including the following documents at the time of your application:

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Complete Uniform Residential Loan Application or a Commercial Loan Application

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Proof of Income, such as recent paycheck stubs, W-2 forms, or a copy of your full tax returns from the last two to three years

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Copies of Recent Bank Statements

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Copies of Recent Brokerage or Investment Statements

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Copies of All Borrowers' Valid Government Issued IDs, such as drivers licenses or passports

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Copy of the Property Purchase Agreement or Buy Sell Agreement

To find out which documents we require for your type of loan application and credit circumstances or for assistance completing an application, feel free to contact us anytime during your real estate loan application process.

Enjoy Quick Approvals and Fast Funding on Your Property Loan Application

Asset Based Loan Funded Fast:

Call Now (888) 219-6840
or complete the form below.

About Us

Private Loan Financial is a full service private money direct lender focused on funding equity-based deals fast through custom designed financing structures for residential, multi-family, land, commercial and construction loans. PLF specializes in residential and commercial loans for both borrows and brokers filling a void left by institutional lenders.

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Expert financial advice and the lowest rates possible are waiting. Reach out today to get started.

Call Us Today!
(888) 219-6840

Need A Real Estate Loan Fast? Call Us Now! (888) 219-6840
Since we are privately funded, we can offer loan terms that no other bank or organization provides.

Investing / Loans / Money Blogs & Articles

Check back regularly to catch up on the news in the mortgage lending and borrowing world. We’ll examine different fields of expertise and update monthly, so keep coming back!

Why Choose a Hard Money Lender Instead of a Traditional Bank?

Why should borrowers choose private lenders over traditional banks? The short answer is that these lenders fill in the gaps where other lenders fail. Many individuals today have the ability and desire to invest in a new home, but they have an unproven track record....

Loans are offered under either: California Bureau of Real Estate License 01897444 or California Finance Lender License 6054605
Mortgage Loan Originator, NMLS license no. 945582