Rehab Fix & Flip Real Estate Private Money Loans

Private Money Loans & Hard Money Loans As Low As 7%, Up To 80% LTV, $100k to $35 Million, EZ Qualify! Rehab Fix & Flip Real Estate Loans That Do Not Qualify For Ordinary Bank or Conventional Financing.

Free Mortgage Analysis

Call Now (888) 219-6840 or complete the form below. One of our professional mortgage specialists is available now for a no-obligation conversation.

    Need A Real Estate Loan Fast? Call Us Now! (888) 219-6840
    Since we are privately funded, we can offer loan terms that no other bank or organization provides.

    We Say Yes When Banks Say No

    At Private Loan Financial, we offer rehab loans to a wide variety of borrowers. We offer rehab loans for first time home buyers, rehab loans for homeowners, rehab loans for investment property and much more. Please contact us today to learn more about the application process or to get started.

    If you are looking to rehabilitate a home or another type of building, a rehab loan allows you to get the cash you need to finish the project. In many cases, these loans are insured by government agencies, such as the U.S. Department of Housing and Urban Development, as they can expand property tax bases and improve the appeal of a neighborhood in a specific area. As your hard money rehab lender, our company has the resources and experience to review your application quickly and find the best way to get you the money you need.

    How Do Home Rehab Loans Work?

    A rehab loan is much different from a traditional mortgage. These loans are available only from specialized lenders like us who have an in-depth understanding of how rehab projects work. The goal of home rehab loans is to provide borrowers with capital they can use to make improvements to a property and improve its value. With this type of loan, you can purchase a damaged or antiquated property for a low price, invest some money into repairs and updates and increase the value of the property significantly.

    When deciding whether to approve your application for a rehab loan, we will consider several different factors, including:


    The current value of the property.


    The extent of the project you plan to complete.


    The future value of the property when the project is done.


    Your financial situation.

    If your loan will be insured by a government agency, you may need to meet specific requirements to qualify. We will discuss all requirements with you during the application process.

    Hard money rehab loans operate differently than a traditional mortgage and include different terms. Because of the risk involved, interest rates are often higher on rehab loans. Rehab mortgage loans often include prepayment penalties as well. However, if you use your loan funds properly, you can dramatically increase the value of your property and enjoy a healthy financial return that makes the added expense worthwhile.

    How Much Can I Borrow?

    Because rehab loans are designed to increase the value of the property securing the loan, we can often approve final loan amounts that are more than your property’s current appraised value. To find out exactly how much you could qualify to borrower, please contact us today.

    How Can I Use My Loan?

    Rehab loans can be used for many different purposes after your application is approved. In many cases, borrowers take out this type of loan to make improvements to a property they already own. However, rehab loans can also be used to cover the purchase price of the property itself.

    Asset Based Loan Funded Fast:

    Call Now (888) 219-6840
    or complete the form below.

      About Us

      Private Loan Financial is a full service private money direct lender focused on funding equity-based deals fast through custom designed financing structures for residential, multi-family, land, commercial and construction loans. PLF specializes in residential and commercial loans for both borrows and brokers filling a void left by institutional lenders.

      Contact Us

      Expert financial advice and the lowest rates possible are waiting. Reach out today to get started.

      Call Us Today!
      (888) 219-6840

      Need A Real Estate Loan Fast? Call Us Now! (888) 219-6840
      Since we are privately funded, we can offer loan terms that no other bank or organization provides.

      Investing / Loans / Money Blogs & Articles

      Check back regularly to catch up on the news in the mortgage lending and borrowing world. We’ll examine different fields of expertise and update monthly, so keep coming back!

      Why Choose a Hard Money Lender Instead of a Traditional Bank?

      Why Choose a Hard Money Lender Instead of a Traditional Bank?

      Why should borrowers choose private lenders over traditional banks? The short answer is that these lenders fill in the gaps where other lenders fail. Many individuals today have the ability and desire to invest in a new home, but they have an unproven track record....

      Loans are offered under either: California Bureau of Real Estate License 01897444 or California Finance Lender License 6054605
      Mortgage Loan Originator, NMLS license no. 945582